Research On Internal Control System Of Yucheng Rural Commercial Bank From The Perspective Of Risk Management

Management departments at all levels in recent years, more and more attention to China’s banking industry internal control system of commercial banks, and realized that only a combination of risk management and internal control system to be able to truly economic progress and social development for the important support. To urge commercial banks to pay attention to all kinds of internal control system, at all levels of several ministries and relevant regulations promulgated system, highlighting the State and Government of the commercial banks, including the internal control system of rural commercial bank’s attention. Rural commercial banks, as an important part of China’s rural financial system, which is how to develop risk management measures to carry out the internal control system designed for all levels of our country and for all rural commercial banks themselves is a significant and extremely difficult task. Since China Rural Commercial Bank, formerly known as the rural credit cooperatives, to the restructuring is still ongoing, so the internal control and risk management for proper binding and design of the internal control system is based on risk management perspective, for our country is in a rural commercial exploration stage of development extremely important banks.For this reason, this study Yucheng rural commercial banks, as the research object, its internal control system construction under the perspective of risk management as the center, through in-depth analysis of the status of internal control and risk management, the existing problems and propose appropriate solutions, and thus provide a valuable reference for the subsequent other rural commercial banks internal control and risk management of construction.This paper studies the following aspects: First, for the main elements of risk management and the internal control system will be explained, while in-depth explanation of risk management and internal control integration; secondly, in case the object of this paper Yucheng agricultural businesses Situation analysis of internal control system, the legal basis for the system of internal control systems of agricultural firms, the status quo of internal control system, problems and reasons other content; again, the previous text analysis as a starting point, make internal risk-based agricultural firm based Yucheng establish control system; and finally, propose appropriate safeguards for the realization of this part, namely through the establishment of an accountability system, establish and improve the incentive and restraint mechanisms, strengthen the internal audit and compliance culture, to build a comprehensive risk framework to achieve internal control system related solve the problem, ensure the feasibility of providing ideas and solutions strategy to enhance internal control systems Yucheng agricultural firms under the Risk Management and Optimization.