Research On Internal Control Of Small Joint-stock Commercial Banks

In the past30years of financial reform in our country, in the tide of small andmedium-sized joint-stock commercial bank has been play an important role. Reformof both the reform of the banking and securities, the field of small and medium-sizedjoint-stock commercial bank as financial reform, actively explore the reform path, forthe reform of state-owned Banks and listed accumulated valuable experience. Sincewto, external open the door of the financial system in China, the national economy isunder the influence of international financial environment, and in recent years theworld economy is complicated, turbulent, the risk of a variety of financial productsconstantly exposed, serious threat to the development of the global financial industry.Bank as an important part of the financial industry, the internal control is not perfect,lead to a series of bank crisis.So small and medium-sized joint-stock Banks to establish a practical, improvethe comprehensive, fully effective internal control system is an important task of thepresent. We are perfect at the same time, also should actively learn the advantages ofwestern commercial Banks, in the case of the success of western commercial Banks,to find your problem to establish a sound internal control system of our country’ssmall and medium-sized joint-stock Banks.This article first obtains from the root of the internal control, and the BJNS bankand the bank of the development of the theory of internal control are introducedbriefly, and then to the present stage our country small and medium-sized joint-stockcommercial bank in-depth analysis of existing problems, and on the basis of this putsforward the corresponding improvement and perfect suggestion, in the last chapter,the author of the case analysis and put forward corresponding Suggestions to improveit.