Research On The Development Of Consumer Finance Based On China’s Income Doubling Program

The consumer demand is the the main constraint on economic development and the ultimate goal of social needs. As an effective way to promote economic growth, Based on the restructuring and transformation of economic development mode of economic background, consumption from every areas has been increasingly prominent position and role in the national economy. In the China’s economic growth model should be turned into Consume—driven model. The Economic Work Conference hold on December9,2014. Pointed out that take the right consumer policy,release consumption potential,so that the consumer will continue to play a fundamental role in promoting economic development. However, the insufficient domestic and the final consumption rate consistently will longstanding. Our final consumption rate has been under 60% and far below the world level for a long term since the Reform Due to above reasons, we should find some new methods to increase consumer demand,then we found that the development of consumer financial services maybe an effective way to promote consumption and promote the transformation of economic development and transformation.Consumer finance development in foreign countries for hundreds of years of history and has a significant impact on the economic development of counties. But in China it in late start, to play its role. In the income doubling expectations and realize process, the development mechanism and internal and external environment has undergone major changes which gave the consumer financial developments has brought great opportunities and challenges. So it is necessary to study consumer finance issued under income doubling perspective, play a positive role in promoting consumer finance consumption structure, improve financial market,promote economic development and transformation and so on. In the income doubling expectations and process, the development mechanism and internal and external environment has undergone major changes, which gave the consume financial developments has brought great opportunities and challenges. Consumer finance were discussed,and the role of consumer finance for economic operation are described consumer finance for economic.This paper defines the concept of consumer finance and departure from the theoretical and practical aspects of academia which is no uniform definition of consumer finance economic operation are described. For China’s Consumer Financial Development,this paper will give some policy recommendations for how to develop the consumer finance.