The Research Of The Development Of Chinese Automobile Finance Industry

In recent years China's automobile industry has developed rapidly and has become the biggst market of new car production and marketing in the world.Compared with the continuous and stable development of the automobile industry, it is in the slow growth stage of China's automotive financial services, the foreign car auto sales ratio of consumer credit accounts for about 70%, while domestic automobile consumption credit in 2009 only 10% of the proportion of such low ratio indicates that our auto finance market prospects, but also show that China's auto finance development some problems.Automotive financial services industry is a part of automotive industry chain,it is an important force.to promote the development of the automobile industry. Which is mainly in the automotive production, circulation, consumption and after-sales part of the financial activities of financial intermediation, including from automobile manufacturing to after-sales service, auto finance in the automotive industry combined with the financial industry an inevitable result of infiltration, which involves to government laws and regulations, macroeconomic policies, financial market behavior, related to banking, insurance, auto finance companies, joint trusts and other financial and non-financial institutions. For my country, this is a new field, but also a very attractive prospect areas.Paper is divided into five parts:The first part is an introduction, background and significance of the main topics introduced, domestic and international research trends, etc.; the second part is an overview of auto finance, auto finance introduces the definition and role of the principal; third part is introduced International Automobile dynamic financial sector development, focusing on the United States, Germany, and Japan's; fourth and fifth part introduces the development of the domestic auto finance, the problems and learn from the experience of mature foreign solutions to this problem; finally,concluded the future of automotive financial services.