Research In The Impacting Factors Of Informatization Construction Of Rural Credit Cooperatives

The birth of the information technology of global political and economic development and even the society as a whole has had a huge change, the influence of the financial sector have also been affected, the information technology into the financial sector, promote the overall reform, promote the perfection of the mechanism, lead to constant innovation and development of its service. For our country, since reform and opening up, the informatization construction of the financial industry also gradually develop, has experienced from the traditional manual inefficient approach to electr-onic information concerning processing across, business is the integrated direction from the original single aspect, has made signifycant progress in general. In the elect-ronic information age, the face of the financial sector has received radical changes, the traditional model was gradually abandoned, forming extensive use of information network and Internet technology based financial information service system.This article mainly from the financial sector was the view of informatization im-pact and transformation, detailed analysis of the macroscopic and microscopic both at home and abroad under the background of financial policy and financial environment, the specific analysis of present situation of informatization construction of Yushan county rural credit cooperatives. Using expert scoring method, through the factor analysis method of statistics,the analysis of Yushan county rural credit cooperatives research. In Yushan county on the basis of the informatization construction of rural credit cooperatives of clear its necessity and urgency, it is concluded that the implementation of the informatization strategy and development Suggestions.Through factor analysis, we can get the five main factors that influence the infor-mation construction of the informationization background respectively construction factor, information technology development factor, development factor, information technology used in information using the capacity factor and the informationization talent cultivation factors. Questionnaire and expert scoring four indicators for policy support,technical support in order of importance, economic benefit, investment scale. Then we suggest to promote informatization construction of rural credit cooperatives, comply with the policies of the government informatization construction; Wide appli-cation of new technology to improve the management benefit; Perfecting structure strengthening science and technology information management and increase investm-ent in the infrastructure construction for the road of informatization construction of rural credit cooperatives in the future suggestion the developing direction, and provide reference for other financial institution...