Informatization Construction Of Rural Credit Cooperatives In Shanxi Province

Information technology is one of the important achievements of human society in twentieth Century, it has played a huge role in promoting to the development of world economy politics and social change. Information technology is sweeping up in the finance area, and into the financial system reform, perfecting the mechanism, service innovation, from the aspects of promoting the rapid development of financial industry.20years of reform and opening up, China’s financial industry informatization has experienced from the manual processing way to electronic processing means, from the original single business to integrated business stage, has made gratifying achievements. Now the financial industry has fundamentally changed the traditional business model, widely use of information network, formed a computer and internet based electronic financial service system.This article mainly from the information on the world’s financial industry influence and impact angle, through the analysis of the domestic and foreign macro and micro finance policy and financial environment, the main analysis of domestic commercial banks and rural credit cooperatives informatization construction achievement and development trend of financial industry, studing development mode and development status of financial industry, detailed analysis and research informatization construction necessity and urgency of Shanxi Rural Credit Union, obtain the informatization construction strategies and measures, development mode and construction mode of Shanxi Rural Credit Union, in order to provide references of informatization construction for Shanxi Rural Credit Union.This paper by using the methods of investigation、case analysis and literature research methods, through a large number of research that rural credit cooperatives Summarize informatization construction in general, for the follow-up work to play a guiding role. Based on the current development of rural credit cooperatives and current situation of construction of informatization of system analysis, comprehensive national financial institutions and peers informatization development, we reach informatization construction measures for the rural credit cooperatives, it specify the future informatization development direction for the rural credit cooperatives, and provide reference for other banking institutions.This paper has six parts. The first part, for background and research significance, briefly introduced the Chinese financial enterprise informatization construction background and the development present situation, puts forward the research scope and objectives as well as the train of thought and research methods. The second part, theoretical overview, introduce informatization construction connotation and function, the information construction of the basic content and the domestic and foreign financial institutions informationization construction research status. The third part, from the development of the rural credit cooperatives history and information to promote the construction of course of rural credit cooperatives, reveals the problems existing in the informatization construction in. The fourth part, based on the third part of the rural credit cooperatives informatization construction the present situation and problems on the basis of analysis of the rural credit cooperatives informatization construction, analyzed the factors, and points out that the informatization construction guiding ideology, principles and objectives, rural credit cooperatives to follow the practice of providing reference. The fifth part, based on the problem in the third part, the fourth part of the analysis put forward the rural credit cooperatives letter concrete measures and countermeasures. Finally, the article carries on the summary and Prospect of the informatization construction in rural credit cooperatives.