The Study Of Respond Strategy Of Insurance Company In The Auto Insurance Market Reform

After years of contradiction as a result of the extensive management has seriously affected the healthy and orderly development of the motor insurance market situation, at the same time affected by the worldwide trend of motor insurance reform, in2003, the China Insurance Regulatory Commission decided to gradually open the product pricing power, car insurance products to the market to test, and choose the pilot areas.Go through several stages of experiment and grope for, our country property insurance companies and regulators have gradually accumulated some precious experience.After released a series of guidelines, February3,2015, and China Insurance Regulatory Commission issued on deepening the reform of the commercial terms of motor insurance rate management system guidelines, can be said to be the rate for the nationwide market officially kicked off.For domestic motor insurance rate marketization research general discussion point in the direction of the reform, the support of the regulatory measures and the motor insurance market system risk from three aspects This article will be on this basis, the targeted by analyzing the current motor insurance market some defects and problems exposed in puts forward the measures to solve these problems, at the same time with the developed countries such as America, Japan and Germany advanced experience accumulated in the process of development of car insurance, the transformation of information technology high speed development for motor insurance industry to provide new ideas for development, in the future in our country for comprehensive reform of the reform of the domestic insurance company motor insurance measures of reasonable advice.