Research On Guaranteeing The Financing Issues With The Profit Of Rural Land Contract And Management Right

Agriculture, rural areas and farmers problems has been the attention ofdepartments, according to the survey we found rural financing channel is narrow,farmers financing difficulties has become the main cause of agricultural developmentand farmers’ income. Agriculture as risky, because lack of collateral, the financingdifficult problem has not completely solved, as the largest sleeping assets of landbecome the breach of the rural financial system reform in the first place. Somescholars have put forward to the contracted management of land income in order toguarantee financing ideas, and the idea to practice in some provinces. The financingway of the specific operation is to circulate the right to the contracted management ofland to the real right financing companies, and thus to financial institutions to applyfor a loan guarantee by the property rights financing company. If farmers home loansover time, the real right financing company has an obligation to flow and to repay.Right to the contracted management of land circulation is only temporary, any personor organization can permanent disposal of the right to the contracted management ofland. Until the land revenue generated by the can after servicing, the right to thecontracted management to be able to return to the original contractor. In Jilin provinceas an example, the land income guarantee financing expanded rural financing channel,give the rural land resources vitality, relieve the contradictions of farmer creditdemand and supply, and reduced rural financing costs. In addition the financing modein deepening the reform of the social economic system, promote the financialinstitutions innovation and realize linkage of land resources, etc, all play a role inpromoting. Right to the contracted management of land income guarantee financing modelin Jilin province promoted, and achieved good results. Whether the financing patterncan prevail in other areas in China, in other crops such as vegetables, fruit treeplanting area can promote the focus of discussion in this paper. After a study foundthat the financing mode in the first batch of pilot also succeed in Shanxi, Shanxifinancial office in2014to expand the financing model of pilot areas. On the basis ofland benefit financing pattern, innovation of Longjing city in Jilin province "fruit treeexpected return guarantee loans" also got very good effect. So you can get right to thecontracted management of land income guarantee financing can comprehensivepromotion.In addition, another problem need to be solved is how to make the solvency ofproperty rights financing company to last? Property rights financing the company’sbiggest problem is how to reach a certain scale, thus let the real right financingcompanies can effectively work. A grant from the government is unlikely to beconstant, so should let the real right financing companies achieve the introduction ofpart of the social capital to a certain scale.Some scholars from Jilin province pilot is introduced to the contractedmanagement of rural land benefit guarantee financing problems, discussion is focusedon the feasibility of the financing mode in the law and to the benefit of the current.For this kind of financing model in applicability and can be promoted in other parts ofthe rare. Based on the research background, this paper focuses on the financing modelof demand and the discussion of whether the financing model is continual,and putforward their own opinions. This article is divided into seven parts, the first chapterintroduction to detailing the background of selected topic, the related literature reviewand research significance. The second chapter of rural land income guaranteefinancing defining the relevant concepts, and the theoretical feasibility of thefinancing mode and legal feasibility is discussed. The third chapter to guarantee financing of the demand and supply of rural land is analyzed, the demand side,including the general farmers and some plant and rise large, suppliers is to point tosome of the formal and informal financial institutions, in addition to the intermediaryrole in the middle of the real right financing company for analysis. The fourth chaptermainly introduces the current has carried out land benefit guarantee financing mode,and analyzes the Lishu county of Jilin province’s pilot. The fifth chapter discusses themain meaning can bring the financing pattern, including the structure optimization ofsocial economic system, promote the development of agricultural mechanization andreduce funding costs and ease the financing difficulties in rural areas. Chapter6for todevelop smoothly the government and financial institutions such as the financingmodel which need to be made early. Chapter7of the financing model can be appliedto other agriculture and other areas of theory and examples analysis, combined withthe actual should be steadily promote the financing mode of conclusion.