Research On The Development Of Financial Services Industry In XPCC

Recently, the development of financial services in XPCC has wholly stepped intoa rapid momentum, with a good promising. Either for financial scales, financialstructure or financial efficiency, has improved significantly, while financing traceshave been enlarged and financing security systems were being qualified. In other way,some inevitable lagging factors still embodied during the process of financialdevelopment and deeply killed the upsurge financial efficiency. Eccentrically, financeserves for the high development and efficiency economically. Financial market offersfund support for the market and shares economic risks potentially to maintain a goodbalance for all the market participators. Therefore, financial development is actuallythe fundamental impulse to rapid economic development in XPCC. At the same time,the un-coordinating factors between economy and finance can shadow in thecoordinating development in both financial market and economic market.This paper under the theoretical framework of the financial services industry,through the corps of the relevant data of the financial services industry, respectivelyfrom the corps of the financial services industry, financial services institutions and thefinancial services industry development benefits the three dimensions of thequalitative analysis the present situation and problems of financial development.Secondly, this paper build a corps of financial services development evaluation indexsystem, selection of relevant data from2001to2011, after dealing with the statisticalsoftware SPASS19standardization, using factor analysis method, to extract thefinancial development index weighting in the index, the regiment was found onanalysis to the financial services sector as a whole, is on the rise, in terms of financialactivity factor and financial development factor, both in2001and2011all have lift,for different periods of corps of the financial services industry development hasplayed a role. For nearly10years, the banking sector in the monopoly position in thecorps of financial services is still obvious, economic development the importantfinancing channels are concentrated in the banking, capital markets, especially thebond market’s financing ability from the point of view of scale is still business, thereis a big gap with the bank financing capacity is small, but in the long run, corps of thebond market development to improve the vitality of the entire financial servicesindustry development, realizing the financing channels, in addition, the insuranceindustry is a very complicated industry. The insurance industry is not only profitableindustry, also has provided the safeguard for the production, life, illustrates theinsurance industry has multiple economic characteristics at the same time. Theinsurance industry to circumvent the risk of corps economic development provides apowerful guarantee is the corps is an important part of the financial services industry.Finally, the article in the corps of the financial services industry development, onthe basis of comprehensive evaluation, through the measure corps in the financialservices industry and the coordination level of economic development, so as to reflect the development of the financial services industry can fully serve the corps ofeconomic development, can improve the efficiency of corps of economic development,as the subsystem of the economic realization of coordinated with economic system,promoting economic transformation and upgrading. First of all, this paper respectivelyto make economic development system and the comprehensive evaluation indexsystem of the system of financial development, and comprehensive evaluation ofeconomic development and financial development, secondly, build coordinationdegree model, through calculating the static coordination degree of financialdevelopment and economic development index and dynamic coordination degree, it isconcluded that the static coordination degree and dynamic coordination degree arelow level, the static coordination degree in coordinating horizontal line near the stable,and the dynamic coordination degree behind the coordination level. Accordingly,corps exists between economic development and financial developmentuncoordinated questions, explain corps problems existing in the financialdevelopment affect the corps of the development of economy, between financialdevelopment and economic development efficiency of leakage problems. Then, findout the factors which restrict the development of the corps of financial, solve thecorps of financial development and economic development efficiency loss ofcoordination, and put forward countermeasures and Suggestions on this basis.