The Operational Risk Management Of DB Bank Shenyang Branch

Commercial banks in the socio-economic activities have been able to play an important role and play an important role, the key in its own risk management capabilities. With the globalization of financial services, financial technology and extensive application of information technology, banking products division within the bank’s ever-changing and increasingly sophisticated and specialized, and the risk of financial institutions have become increasingly prominent. Since the1990s, since the Barings Bank and Daiwa Bank, represented by huge losses to the bank recurring events, gradually making the banking supervisory authorities and operators recognize the operational risk in commercial banks the importance of risk management.In2001the Basel Committee designated the "New Basel Capital Accord"(draft), the first to measure and manages operational risk into the financial institutions’ risk management framework. In the June26,2004published "The New Basel Capital Accord", the Basel Committee for the first time the operating risk and market risk, credit risk tied to today’s financial institutions face three major risks, and require operation risk as a separate category into the bank’s risk management framework, requires financial institutions to configure the operational risk capital. However, market and credit risk management and risk management compared to operational risk management should be said is still in its infancy. So how operational risk professional, system management has become the subject of our study can not be ignored.DB Bank (China) Co., Ltd. was established in early2008, since its inception has been committed to operational risk management and internal control of the building, while banks in the Northeast region as a DB only institution, how the Shenyang Branch in the same local banks and other foreign banks compete with each other at the same time establish and improve the realistic operational risk management system, a comprehensive process to identify and control banking operations in a variety of operational risk has an impact on the future development of the Shenyang Branch of the major issues.Based on the theoretical study of operational risk associated with DB Bank Shenyang Branch of the management status of the real work to analyze problems, combined with the theoretical basis for internal control and management, in-depth analysis of DB Bank Shenyang Branch of the operational risk management in the presence of problems and develop targeted risk prevention strategies.This thesis is divided into five parts:first, to explain the research background of this topic, purpose, significance, research methods and the main content, as well as domestic and foreign commercial banks, operational risk management Research. DB clarified Bank Shenyang Branch of operational risk management measures necessary. Second, introduce the commercial banks operational risk and management concepts. Third, a brief DB Bank Shenyang Branch of the basic conditions, respectively, from the control environment, risk assessment, control systems, information and communication as well as inspection and supervision of five sections of the DB Bank Shenyang Branch of the operational risk management problems in analysis. Fourth, put forward suggestions and strategies on DB Bank Shenyang Branch of operational risk management. Finally, make a summary of the whole thesis.