The Problem And Countermeasure Study About Corporate Credit Business In Agricultural Bank Of China Ningxia Branch

At present, along with our country economic development into the new normal, financial disintermediation and speed up the pace of market-oriented interest rate reform,High quality customer for the competition, the domestic banking faces many challenges and pressure. As in the large commercial Banks management layout has a leading position in the company’s credit business, are also facing how to adapt to the current economic and market of the urgent demand of the situation.based on commercial Banks in the study on the definition, classification and characteristics of credit business, according to the relevant policies of the company’s business credit, adopted Porter’s Five Forces Model, Ningxia branch of agricultural bank of the credit business are analyzed; To find the development of Corporate Credit Business in Agricultural Bank of China Ningxia Branch as the main line, using the related theory, field investigation and visits analysis the development present situation and existing problems of the Corporate Credit Business in Agricultural Bank of China Ningxia Branch, based on grasping the national policy and drawing lessons from advanced experience at home and abroad,this article puts forward Agricultural Bank of China Ningxia Branch company policy improvement in credit business ideas and principles, and from the personnel and team construction, improve the internal system and process, implement the strategy of collaborative, specific aspects, such as product and service innovation to promote the development of Agricultural Bank of China Ningxia Branch company credit business science countermeasures and Suggestions.