Internal Control Study Of Commercial Banks Based On Process Management

With the development of economic globalization, the rapid development in the financial industry at the same time, is also facing a great risk. A review of banks in the world history, frequent failures, bankruptcy and major cases of many banks, the Reasons, more is controlled by the internal failure. Similarly, in the global economic integration increasingly situation Under the big background of the economy of our country, reform and opening, various kinds of financial risks emerge as the times require, threaten The safety of the financial industry and sustainable development, appears especially important internal management of commercial bank. The bank’s internal control improvement the system is an effective mechanism to resist all kinds of risks.This paper combines from the internal control and process management phase angle elaborated how through strengthening internal control and process management of the state-owned commercial bank, the allocation of resources is appropriate, effective and safe, so as to better achieve the bank business objectives. Management experts think, management process reengineering is one of the sixteen most effective management way management mode of enterprise in twenty-first Century, it is called the third revolution of management, through to the enterprise original management processes continue to rationalize, transformation, update, can greatly improve the enterprise’s operation efficiency and economic benefit, if the implementation of the process management, process management claims could only control produces economic effect, which requires control of the income is greater than the cost of control, or to cancel or change the control mode control. In this paper, through research, trying to analysis the reason, and find out the methods to solve the problems, so as to make the enterprise the correct use of internal control and process management ideas and methods, the internal control and process reengineering of mutual integration, maximize the overall benefit of enterprises. Based on the two management areas of internal control and process management from a new perspective for the study, is about to tie the two together to think, will flow as the carrier of internal control, combined with the results of internal control research, through strengthening the process management, to achieve the goal of enterprise management including internal control, at the same time, how to strengthen process management mode, and then promote the enterprise internal control to do more comprehensive exposition and analysis, give some instructive suggestions of management.