Study On Financing Problems Of High Tech Small And Medium-sized Enterprises In Our Country

In recent years, the world economy has undergone earth shaking changes, the core competitiveness in many countries has changed from the traditional large industrial enterprises gradually turned to rely on high-tech enterprises. The core of the competition between countries is gradually turning to the technological innovation, the national division of labor in the world status depends largely on the ability of technological innovation. Therefore, people gradually realize that the high-tech enterprises in the economic and social development of all countries have played a key role and the essential driving force. As everyone knows, the financing problem is a high-tech enterprise’s survival and development of the one hand, more and more attention of government, but also by economists and scholars in various countries attention; on the other hand, is closely related to the high-tech enterprises and related scientific research personnel own vital interests. From a theoretical perspective, factors operating condition and social economic environment for the development of high-tech enterprises, high-tech enterprises of the industry environment and enterprise itself of its natural attributes are more or less of the financing of high-tech enterprises has certain influence. However, how the financing of enterprises, to play a key role in the future development of the enterprise, so the financing as an important factor for the future value of enterprise development drive, affect the enterprise, has always been the focus of academic research. China "s high-tech enterprises as the main carrier of China’s high tech innovation, gradually has become a new pillar industry of our country. But plagued by various science and technology enterprises, especially the problem of financing of small and medium-sized high-tech enterprise’s survival and development, but has not been resolved.Financing mode innovation of high-tech enterprises, high-tech enterprises have not only helped to broaden its financing channels, to help solve the problem of high tech enterprise financing channel is narrow, but also has very important significance for the promotion of high-tech enterprise future development, technology innovation. From the point of view of high-tech enterprises, high-tech enterprises in the malpractice of commercial credit is not enough, and the lack of effective collateral or collateral, coupled with the small and medium enterprises operating environment is not ideal, the existence of various problems such as risk management, business performance and stability, the ability to resist risks than other same size effect the enterprise is weak and other factors, determine the small and medium-sized high-tech enterprises is very difficult to get the financial support of financial institutions. Therefore, in the new economic situation, has a practical significance to study the financing problem of small and medium sized high tech enterprises. In recent years, China’s small and medium-sized high-tech enterprises developed rapidly, but the particularity of small and medium-sized high-tech enterprises of the industry, has its own shortcomings and defects of natural, restricted the development of these enterprises. Firstly, through the present situation of the financing of small and medium-sized high-tech enterprises demand for me to make comments, for the next step of the research background in the financial environment changes, the financing environment has changed, combined with the characteristics of the financing structure of small and medium-sized high-tech enterprises and traditional enterprises, to put forward some suggestions to solve the financing problem for small and medium-sized high-tech enterprises. This is some of the lack of the problems of financing of small and medium-sized high-tech enterprises research and related theory is still to be a supplement to the existing. Based on the analysis of small and medium-sized high-tech enterprises exist natural strengths and weaknesses of this innovative financing channels, which brings positive effects on a series of problems of economic development, economic stability, private investment, market competition and technological innovation. In this paper, through the empirical research on the financing structure of the small and medium-sized high-tech enterprises characteristics, combined with the new century and the new environment of our country has put forward the financial innovation policy, explore the suitable financing structure of small high-tech enterprises in our country and put forward the current situation of our country, suitable for small and medium-sized high-tech enterprises financing channels. This is to promote the development of high-tech industry, to help achieve the financing structure of small and medium-sized high-tech enterprises rationalization, speeds up our country to the high-tech enterprise innovation ability to promote the "innovative country" and among the ranks of the goal, has the certain practical significance to promote the economic development of our country.The first part is the introduction part, mainly including the frame and method of the research background, significance, research ideas, research and innovation of this paper. The second part is the summary of relevant theory and research and the literature review part, mainly introduces the definition of some concepts, such as the definition of high-tech enterprises. The third part summarizes the small and medium-sized high-tech enterprises with respect to the characteristics of the traditional small and medium enterprises, enterprise characteristics and changes in different stages in the development of their own and the demand for funds, mainly according to the enterprise life cycle theory development process will be divided into small and medium-sized high-tech enterprises to further analysis. The fourth part is to our country small and medium-sized enterprise is the investigation and analysis, through the empirical analysis of the survey, statistical analysis of data, to study the financing problem of small and medium-sized high-tech enterprises and characteristics. The fifth part is to research on Financing Innovation of small and medium-sized high-tech enterprises. The last part is some suggestions are given on the financing problems of small and medium-sized high-tech enterprises at the present stage.