Choice Of New Rural Financial Institutions For Sustainable Development

In recent years, in order to stimulate the rural economy, China issued a series of policies to support and encourage the construction of new rural financial institutions. After years of efforts, China’s new rural financial institutions developing rapidly, and made some achievements, but in the development process there are many problems, restricting the sustainable development of new rural financial institutions.After the results of previous studies to sort out and summarize, the article use literature analysis, field surveys, combining empirical analysis and theoretical analysis, the overall analysis and individual analysis and other research methods. Established on the background of new rural financial institutions with a brief introduction, and its implications for sustainable development are described, on this basis, the index system was constructed to measure the new rural financial institutions for sustainable development. Through empirical analysis on the basis of a rural bank in Shaanxi, combined with a description of the status of the development and analysis, from the specific to the general to identify high-risk our current existence of new rural financial institutions in the development of exit mechanisms are inadequate, funds lack of sources and the quality of employees and low, and proposed the establishment of agricultural insurance system and so increase their ability to resist risks, together. use of private capital and the path of cooperation with the large commercial banks to expand funding to establish an effective mechanism to exit options. In this article, a brief summary of the research findings and research presented in this article in the presence of shortcomings and deficiencies pointed out the direction of future research needs further study.