A Study On The Allocation Of Financial Resources Of Xia Zhang Quan Economic Zone

The concept of financial resources can be traced back to the goldsmith. Professor White is the earliest in our country that put forward the theory of financial resources, he defined financial resource as "financial resources can configurate other resources through their own configuration", Professor White put forward the financial is a kind of resources and has the problem that can be reasonable development. Then, a large number of domestic scholars engaged in the research of the theory of financial resources, to promote the perfection and development of the theory. As behind the financial resource allocation is the economic resources, financial resources can lead the other economic resources optimization through their own allocation optimization, in turn, promote economic structure optimization and upgrading, the research on financial resource allocation problem is very important.This paper draws on the division of financial resources of Professor White and the theory and practice of research results about the optimal allocation of financial resources in our country and other country, the empirical analysis the current situation of financial resources allocation of the Xia Zhang Quan Economic Zone. As the third level of financial resource from professor white is difficult to be quantified and measured, so this paper will take into account the availability of data, based on the analysis of the current situation of financial resources allocation of the Xia Zhang Quan Economic Zone, this paper will not make a consideration for the third level of financial resources. Through the mansion on the financial resources allocation of the Xia Zhang Quan Economic Zone. the article concludes that the current economic zone allocation have the following problems, such as the lack of financial resources, the slow development of direct financing capital market, financial market construction lags and the problem of low efficiency of the use of foreign capital, the efficiency of the financial intermediation allocation is low, and get the policy Suggestions to solve these problems on the basis of deeply analysis of the allocation of the Xia Zhang Quan Economic Zone. Today, as the development of the Xia Zhang Quan Economic Zone, to get a better allocation of financial resources will promote the development of the optimal allocation of financial resources of "golden triangle", condense its overall competitiveness, not only can promote the economy in Fujian province, but also conforms the deployment of “west bank urban(2008-2008)”strategic.The possible innovation of this article is basis on the systematic summary and analysis the concept and category of financial resources, enriches the existing results of the theory of financial resources, the category of previous scholars on the financial resources definition is too narrow, and simply analyze a certain financial resources, and in fact the financial resources included more than just a financial resource, in addition to the monetary resources, securities markets raised and premium income, and so on. On the selection of aggregates, without using the traditional way, regard the financial institutions of deposit and loan scale as the total financial assets, while selection of local and foreign financial deposit institutions, balance of the actual use of foreign capital, the sum of premium income and the balance of the securities market financing as a measure of the total financial assets, under this index selection, the ratio of financial resources and GDP is more able to reflect the level of the region’s economic and financial development. And previous studies of financial resources allocation is not comprehensive and systematic enough, the study of the regional level is too less, and the study on the Xia Zhang Quan Economic Zone allocation of financial resources is never, so this article attempt to have a try.