Research On Green Credit Of Commercial Bank

As concern for the environment，promoting sustainable development become aglobal consensus. Bank is a core member of the modern economy and society. How toadjust business management and product business，in order to better adapt to thecurrent financial and social trends，is the problem and development strategies which isthe entire banking sector need to be considered and solved.This thesis mainly used the case analysis，literature reading，comparison，internalinterviews and other research methods. The author takes Industrial Bank’s GreenCredit management as sample. Manly describes the development of the green creditbusiness，as well as one of its green credit products--the Energy PerformanceContracts Financing products’ designing，program processes，marketing strategies，etc. And then the thesis expands on analyzing and studying China’s green creditpractice. Besides，through learning the theory of green credit，the Equator Principles，financial products design，etc. And the thesis also proposes the problems among thecourse of green credit in the Industrial Bank. And then，use the comparative studymethod to study the development of green credit at abroad. What’ s more，the thesisgives some suggestions of the green credit to China’s commercial banks. The reasonwhy this thesis select Industrial Bank as the sample，is firstly because of its economicaspects performs well，and some of its financial data grow steadily in recent years，secondly because of its excellent innovation capability. The most importantly，it’ salways in the forefront of China’s banking sector in the field of sustainable finance. Sostudy the Industrial Bank has a representative value.