The Financing Research Of SME In The Supply Chain Financing Model

“The desire for money” has restricted the healthy development of SMEs for along time. At the same time, several of projects emerge in endlessly. The appearing ofthe innovative supply chain financing is the treatment of SMEs’“persistent ailment"which makes it possible to get rid of the SMEs’ symptoms. Rapidly producing anddevelopment of the supply chain financing for SMEs is because it could not only easethe financing problems of SMEs, but also making all the partners in the supply chainobtain the benefits.However, as the development of supply chain financing in our country, there aresome problems. For instance, the supply chain consciousness of the core enterprise isweak, and SMEs don’t know well about the supply chain financing model. Theseproblems will affect the widespread promotion and application of supply chainfinancing In different degree. Therefore, according to different enterprises’ situation tochoose suitable supply chain financing model is particularly important. It also hasgreat significance to raise the level of supply chain finance.Firstly, the paper analyzes the current situation of SMEs and the supply chainfinancing. On account of the theory of supply chain financing and the paperemphatically analyzes the funding gap of SMEs within the supply chain and negativeinfluence of the gap. In the next part, the paper studies the supply chain financingmodel to solve SMEs’ financing gap. Then，the paper studies the positive effect ofsupply chain financing models. Further the paper illustrates the advantages of supplychain models through the game model established in supply chain financing mode andthe other mode. Then offer a proposal for SMEs to choose supply chain financingmode in different cases. Finally, offer a proposal to perfect the SMEs supply chainfinancing. The purpose of the paper is making a contribution to increase the financingchannels of SMEs’ and ease the financing difficulties of SMEs.