Research On Management Of The New Rural Cooperative Medical Fund Operation Process

The new rural cooperative medical system is organized, guided and supported by government, voluntarily participated by the farmers, and multiply financed through individual, group and government, at last, it is a farmers medical mutual aid system which puts on the serious illness. The system has achieved some success, to a certain extent solved the poor peasants.The new rural cooperative medical fund operation process mainly concentrats in the raising management, storage management, payment management of funds.Based on the investigation and analysis of Xin’an County,this article points out the common problem in the management of the new rural cooperative medical fund operation process.Link in the fund raising discovers problems with the single source of the fund, financing channels narrow, high cost, raise the government subsidy to transfer is not timely, not equity financing;The fund storage link discovers problems with farmers account balance problems, fund total amount of storage control instability, fund overdraft;The fund paid links discovers problems with low fund equity and low use rate, peasants’ irrational behavior.designated medical institutions embezzle fund.Investigate its reason, is mainly due to the lack of government responsibility, the loophole of management system and moral risk.Through the five dimensions:the renewal of management concept, perfecting the reform of laws and regulations, the reform of the fund management subject,improving the funds management methods and means, improving the supporting system,and systematically puts forward countermeasures and suggestions of perfecting the management.