Study Of Finance Lease Enterprise Risk Control

1950s,since the first U.S. financial leasing companies appearance, financial leasinghas developed rapidly in Europe and America, and becomed an important form of modernbusiness gradually and more and more Popular. At least60%of the world plane andShipping. in Developed country, and1/3of the mechanical equipment raise funds throughfinancial leasing. The amount of finance lease financing in the United States has exceededthe amount of debt financing. With rapid development of financial leasing in Westerncountries, the development of China’s financial leasing is relatively slow,and the road ofdevelopment is very bumpy. Severe rental arrears arena has left a very bad influence in theinternational. Meanwhile, the shortage of professionals in the finance lease as a short boarddevelopment finance leasing industry. According to incomplete statistics, the nationalfinance leases talent gap, at least2,500people, including senior management personnelshortfall of more than500people. In recent years, China’s financial leasing industry hasdeveloped rapidly. By the end of2011, all types of financial leasing companies operatingnationwide in the book is about286, about930billion RMB financial leasing contract. Asof June2012, there were all kinds of nearly400corporate finance lease contracts amountedto approximately1.28trillion RMB. However, the "Henna incident" reminds us that riskstill exists, n particular, market risk and credit risk. This requires that we take seriously thedevelopment of financial leasing industry, recognize the risk, control risk, to prevent therecurrence of major financial leasing industry sectors fluctuations. In the past, the study offinance lease credit risk and market risk are rarely involved in due diligence and personnelcontrol,.But the authors argue that as the the first hurdle of finance lease risk control, Duediligence plays an irreplaceable role. A scientific due diligence report can help financeleasing companies to circumvent some of the risk from the source. personnel Controlthroughout the entire process of a finance lease, its importance is self-evident.