Research On Operating Strategy And Risk Control Of Financing Lease Business Of Small And Medium-Sized Enterprises

After the reform and opening up in 1978,the national economy has developed rapidly.Under the background of the further development of the market-oriented economy,small and medium-sized enterprises have gradually developed and become a very important component of the current economic development of our country.In recent years,relevant data analysis shows that the rapid development of small and medium-sized enterprises,financial leasing has become the second largest financial business.It is regarded as another financial tool after commercial banks,and a new method of financial leasing that combines enterprises with non-financial assets.This is a new type of financing channel that is considered to be able to better solve the problem of shortage of funds for small and medium-sized enterprises.In our view,this kind of financing channel can better solve the shortage of funds for small and medium-sized enterprises.It is a new financing leasing method.In order to continue to accelerate the healthy development of my country's financial product leasing service industry,and to better give full play to financialservice leasing industry services to promote the healthy development of the real market economy,promote the continuous and stable growth of my country's real economy and the development and upgrading of social transformation,and build my country's modernization.In the market economy management system,the more researches on some financing issues between the financial leasing service industry and SMEs,the more the better.Based on this,the author took the actual situation of the financial leasing H company as a case study to study how to control the business risks of small and medium-sized enterprises,and how to solve the practical problems encountered by the H company in the operation,and how to base itself in the future pay attention to the development of talents and technology,Continuously improve and strengthen ourselves to serve small and medium-sized enterprises.Finally,the following conclusions:(1)SMEs Although dressed in "dirty and messy," the jacket,but as long as careful excavation,also traceable to find the feasibility of the project;(2)financial leasing company internal and risk controling problems in the course of business needs attention,appropriate and timely adjustment strategy is very important;(3)improve the pay system and strengthen the team order,and actively promote the systematic process line is to strengthen the corporate governance of financial leasing only way.