Evaluation Research On Financial Competitiveness Of Small And Medium-sized Commercial Banks On Both Sides

Financial is one of the pillars of economy. It not only promote the development of economy,also hinder the development of the economy. In2008the outbreak of the financial crisis hit theglobal economy. The financial industry also suffered a serious blow. Therefore, in this context,we need to improve the competitiveness of financial especially financial competitiveness whichis the core elements of competitiveness, to obtain further development under the heavy threat. Inrecent years, with the development of small and medium-sized commercial banks, its status infinancial is also growing, occupies an irreplaceable position in financial. In view of the importantposition of small and medium-sized commercial banks in financial, how to improve thedevelopment of financial competitiveness of small and medium-sized commercial banks, hasimportant theoretical and realistic significance.This paper, based on the small and medium-sized commercial banks, from the perspectiveof hierarchy of needs, build evaluation system of financial competitiveness on small andmedium-sized commercial banks. This paper gives out the evaluation results.That is financialcompetitiveness of banks in the mainland generally beyond banks in Taiwan, but financial riskcontrol ability, social responsibility and financial development of banks in the mainland needs tobe improved. Finally, based on results of the analysis of this article, this paper gives out thesuggestions for the further development of small and medium-sized commercial banks.