Study On Development Countermeasures Of Mulan County Agricultural Insurance

Agriculture as the basic production and living of farmers, is the fundamental for the operation of the industry, is the development of the national economy. However, agricultural production is the existence of a risk, especially in Mulan County farming because of the terrain, topography and other natural causes of the risks are relatively large, it is urgent to speed up the construction of the Mulan County agricultural insurance system, the planting of Mulan County of Heilongjiang province industry agricultural insurance system construction are analyzed, from the current situation of agricultural insurance description, to the factors of agricultural insurance problems and influence, and then to put forward the corresponding countermeasures, Mulan county to farming, has a strong basis in fact and stronger representative, I refer to a lot of data, for each of the different problems from different perspective and the countermeasure analysis. Hope this paper has great theoretical significance and application value, in order to contribute in the agricultural insurance problems and the corresponding countermeasures.This paper uses theory of externalities, market failure theory, asymmetric information theory, Marx about agricultural insurance theory and new institutional economics theory and other related theories, using agricultural insurance Mulan County as the research object, using literature research method, the qualitative analysis and the quantitative analysis and the combination of static analysis and dynamic analysis, in the study the idea, at home and abroad on the agricultural insurance related research, to study costs, based on the current situation of agricultural insurance, Mulan county to carry on the analysis, summarizes the general situation of the agricultural development present situation, Mulan County agricultural disaster situation, the agricultural insurance mechanism, and carries on the investigation to the agricultural insurance market, Mulan County, research Mulan County agricultural insurance that exist in the development of farmers’ purchasing power and willingness to buy low, low, the insured farmers insurance consciousness structure deterioration, the imperfect legal system, agricultural insurance business technology, government subsidies are not perfect and the government policy to guide the power shortage, at last, put forward the specific countermeasure according to the problems of agricultural insurance Mulan County, the problems in the process of development.