The Research On The Credit Risks Of Foreign Customers For Qinhuangdao Goldensea Foodstuff Co Ltd

Market economy is the credit economy, and good credit is the basis of trade betweenenterprises. After joining WTO, trading risk increases during foreign trade activities whichmake Chinese foreign trade enterprises pay more attention to customer credit riskassessment. This thesis study the company of Qinhuangdao Goldensea FoodstuffCompany which international trade crosses7continents, dozens of countries. Though theenterprise’s scale is large, there are a lot of shortcomings on foreign trade customer creditrisk assessment and need to establish a comprehensive credit risk assessment systemurgently.Combined the international trade background, the thesis review the developmenthistory of foreign trade risk assessment theory and the current domestic and foreignresearch result, summarize the often used assessment methods and models of the currenttheory. Focusing Qinhuangdao Goldensea Foodstuff Company as research sample, byorganizing the questionnaire, analysis the status of the company’s foreign credit riskassessment, and find outstanding issues. For the issues, I use qualitative and quantitativeanalysis methods and learn from the advanced experience of domestic and foreigncompanies, Establish a set of customer credit risk assessment system which is in line withthe actual foreign trade situation of the enterprise. Finally, introduce various safeguards tomake the foreign trade customer credit risk assessment system run well.The study provides, there is a big loophole for Qinhuangdao Goldensea FoodstuffCompany’s current foreign trade customer credit risk management, and trade risk happenseasily. This thesis puts forward the conceive of establishing the foreign trade credit riskassessment system from the management point of view, and strengthens the foreign tradecustomer credit risk management from three aspects, include pre-assessment, a matter ofsupervision, and post-processing. It mainly adopts the methods of data model and so on,and the company can do real-time management to foreign trade customers’ credit. Theresults have some theoretical and practical significance.