Design And Implementation Of P2P Network Loan System Based On Laravel Framework

With the rapid development of the national economy and the tight market liquidity, small and medium enterprises or individual loans pressure is increased and financing is very difficult. It also led directly to the rapid development of the P2 P network loan platform, become the emerging of a financial instrument. P2 P network loansystem is a supplement to the traditional bank loans, pawn and other financing channels, promotes the development of the financial system, and plays a beneficial role for the social, economic, environmental development. In this paper, we will combine the author’s practical work to build a P2 P network loan system based on the Laravel framework, which will further understand the development direction of Internet bank.According to the software engineering idea, the design and implementation of the P2 P network loan system based on Laravel framework is completed, and the difficulties, details and design ideas are introduced and analyzed. This paper will analyze and introduce the whole system according to functional requirements analysis, non-functional requirements analysis, architecture design, module design, database design, interface design, functional module details, functional module encoding and system testing.From a business point of view, the P2 P network loan system based on the Laravel framework can be divided into the foreground user system and the background management system. The foreground user system includes the commonly used functions based on the third party hosted platform, such as binding escrow account management, recharge management, investment management, publish loan management, tender audit management, customer repayment management, management and other functions. And the background management system includes the site settings, repayment statistics, loan standard management, full subject audit and other background maintenance functions. The two subsystems are designed by Restful API mode, which can realize the separation of frontier interface and business logic. Through two subsystems seamless integration, we can achieve comprehensive P2 P network loan management and the comprehensive promotion of Internet bank.Compared with other P2 P net loan system, the system has the following features:(1) the use of efficient and elegant Laravel framework for network loan platform, which can effectively improve the code reuse and structure;(2) the system uses third party payment companies to carry out the funds management, the effective security system funds security, avoid the funds security problems, improve the risk management of the platform;(3) the P2 P network loan platform based on third party payment platform did the industry analysis and planned the work flow and function module;(4) based on Restful API, the separation of business logic and interface design can effectively improve interface design.