The Design And Implementation Of Real Time Online Payment System

With continuous development of market economy in recent years, diversified groups of social structural consumption and wide improvement of people’s qualifications, entity consumption in practical life cannot meet the demand of modern people on consumption ways. As a result, e-commerce was born under the trend to greatly accelerate the circulation of commodities and capital. Consequently, countless problems appeared. Guarantee of consumer’s rights and interests, security of capital, convenient and fast payment methods and security are the main ones. This is also the existing significance of online payment platform:how to ensure the security of capital circulation of market subjects and improve the efficiency of capital circulation, how to maximize interests of e-commerce operators, how to protect lawful rights and interests of consumers from being infringed, and how to realize diversified payment models widely and diversified types of payment, all of which offer fertile soil for existence and development of online payment platforms as indispensable steps of e-commerce, and indicate inevitable trend of modern economic and social development as well.The system is a real time online payment system based on online mall and it is divided into three sub-system modules:platform of merchant, platform of payment gateway and TokeSer platform. Based on DES encryption technique and MDS digest algorithm, it will offer three different types of payment methods:certified payment, quick payment and value card payment, all of which will ensure the security of online payment and improve the convenience of payment as well so as to enhance users’ experience in online shopping.This paper has carried on the research and design of system through system analysis, system design, system implementation and system test, realizes the basic requirementsof system in interface, function and performance, from a set of complete software engineering steps. The system’s developing environment is MyEclipse8.5, using MySql Server as database and JAVA as programming language.