Research And Design For B2B Online Payment Ecological Simulation System

With the rapid growing and wide application of the Internet, the e-commerce,which is based on the Internet, has become an increasingly important business model.Now the E-business model (Business to Business) plays an important role in thedevelopment of national information, automation, science and technology. The B2Be-commerce requires the support of online payment systems as it implements entireelectronic transactions and payments in all processings. Therefore, the prospect ofB2B e-commerce development largely depends on the depth and breadth of thepayment issue research. There exist many similarities between the e-commercesystems and the natural ecosystems through our early analysis and research, forinstance, a set of participants who have same permissions of status, functionalrequirements, etc. in a transaction, being regarded as an e-commerce ecosystempopulation. This thesis presents the concept of B2B online payment ecologicalsimulation system, combining all conceptions of synergistic development. And thecore theory and research points of this B2B online payment ecological simulationsystem focus on several aspects presented as follows:(1) Presentation of the existing problems and corresponding solutions. Basically,according to the present research result, this thesis proposes the research worth andpractical operability of this online-payment ecological simulation system.(2) Description of designing the payment model and business process for anOnline-payment Ecological Simulation System. Through analyzing the generalprocess of online payment system in B2B E-commerce, it proposes an entire businessprocess for the system from the procedure of generating order and applying paymentrequest, to the procedure of transaction completed, combining considering theobjective requirement.(3) Design of a B2B Online-payment Ecological Simulation System. The system isdivided into six main modules according to its different functional roles afteranalyzing and studying other real online payment system. The payment process andusers are all regarded as a whole cooperative ecological system, therefore, it ensuresnot only building the database system and payment block of a general paymentsimulation system, but also generals a simple design for CA authentication andpayment gateway block.(4) Design of security-architecture for this B2B online payment ecological simulation system. Security is a significant feature for a well-developed online payment system.Based on the requirement for security factor, this thesis proposes a method anddesigns the system to ensure the infor security, account security, fund security andprivacy security.