Research On Guarantee System Of Mobile Payment Security In The Era Of The Internet Of Things

In recent years, mobile payment as a new generation payment is quietly changing people’s lives in the joint efforts of the Internet of Things and mobile internet. Mobile payment as the most important e-commerce payment link has the nature and characteristics of the financial business, directly relating to the interests of users, mobile operators, financial institutions, Third-party payment provider and other mobile payment participants, therefore, payment security problem has become one of the key issues in the core of mobile payment, solving mobile payment security issues will vigorously promote development of mobile payment services.In Internet of Things era, mobile payment is a complex system including characteristics of Internet of Things and mobile internet, and it involves very much part of links of many security risks, such as technology, management, standards, credit, and so on. Mobile payment security guarantee issues are aimed at developing appropriate safeguards to eliminate mobile payment security risks for achieving the basic security objectives of mobile payment system including certification, privacy, integrity, non-repudiation.Firstly, the research briefly introduces the research status of the mobile payment security, and makes a brief overview of the theory of Internet of Things and the theory of mobile payment, proposing the relationship between the two and combing theInternet of Things era of mobile payment security features. Secondly, the research focuses on the security requirements of mobile payment and analyses the three dimensions of technology, management, industry support, building guarantee system of mobile payment security in the era of the Internet of Things. Lastly, we use mobile payment security system to evaluate the current level of China’s mobile payment security guarantee, and verify urgent problems of one’s mobile payment security guarantee need to be resolved.Guarantee system of mobile payment security in the era of the Internet of Things is a set of macro theoretical system. The establishment of the system can lay a theoretical foundation for the future development of research on bifurcation theory of the system. Meanwhile, the mobile payment security system can be applied to quantify assessment of the level of China’s mobile payment security guarantee. The establishment of the system is of guiding significance in theory and practice.