Design And Implementation Of Near-field Communication Technology Based Mobile Payment System

The means of payment is an important symbol of economic development.And today,Electronic payments along with the development and growth of E-commerce,It is playing an increasingly important role which is a very important part of E-commerce.With more and more smart phone mobile applications be come to popular,mobile payment as an new emerging electronic payment methods,More and more people are concerned it,familiar it,accept it,try and use it.Near field communication technology has developed rapidly in recent years.This technology is used increasingly as basic functions by smart phone manufacturers.In the international Europe,South Korea,Japan and other countries,mobile payment grown well and achieved good economic benefits.At home,National Development and Reform Commission and People's Bank of China jointly issued a document in mobile financial innovation,Mobile Payment's development become very quickly.Because the NFC technology is safety and convenience,it becomes a new mobile payment method.With the domestic mobile operators to promote,Mobile payment based NFC technology has gradually become to the mainstream.In this paper,Research on the use of NFC technology in the mobile payments industry,Through the study of the development trend of near-field wireless communication technology and the world of mobile payment services,According to near-field wireless communication technology,mobile Internet technology,and created based on Near Field Communication mobile payment business models.First,discusses required of other key technology to implement the based on NFC technology mobile pay system.As the mobile phone payment system is highly sensitive system,because of this,the mobile phone payment system must be security and stability and ease of useSecondly,build a business model of near-field communication technology based mobile payment system.This paper analyzes the charact eristics and advantages of the near-field communication technology in the mobile payment industry.Build NFC mobile payment system model by relying mobile near field communication technology and mobile Internet technology.Finally,describe design and Implementation of a system based on NFC technology.Paper make a general description for Near-field wireless communication technology,smart phone SIM card,mobile payment platform,mobile payment client.Do design and implementation of technology and business model of the first paragraph.Design included The overall system design,system architecture design,database model design,business model design,charging and billing model design.This paper analyzes the mobile client,platform communication,smart SIM card and provides implementation examples.Finally,develop and testing for each function of the mobile pay system.