| After the permission of national policy and support, in the promotion of the huge market demand,China’s mortgage finance industry is developing rapidly, the number of mortgage financecompanies to private capital based exponentially, the registered capital of innovative high, financial products and services innovation, construction of informatization of financial management is also changing. In the ease of micro and small enterprises and individual industrial and commercial households, farmers and other financing needs, promote individual, family life improved and other issues played a significant and effective action.Therefore, through investigation of the financial industry management and collateral for the mortgage industry, microfinance launch a new model of risk management, that is to solve thefinancial collateral management information system project, expected to provide managementwisdom as the continuous progress of the loan company, standard, innovation and development.This paper has done the following work:1 a comprehensive and systematic study on the mortgage loan finance and financial collateralmanagement theory. Conducted a comprehensive research from financial mortgage lending and financial collateral management construction content, feature and principle.2 research issues of financial collateral management information system construction. And discusses the construction of the hardware construction, the financial collateral management system software, puts forward the principle and method of construction.3 the development of financial collateral management information system software. From the hardware and software environment and technical support, the paper introduces the contents andfunctions of information system and how to design the financial collateral system, through the implementation of financial collateral management to improve his financial mortgage lending risk management, and the management system of test. |
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