The Design And Implementation Of Corebanking Accounting System

Core business systems as banking IT systems "heart" of the system, running the entirebanking plays a supporting role, and the bank’s accounting system, it is the bank’s blood,mastery of the core of the entire banking system.The current bank mainly with individual clients and unit financial customers, tocustomers as the center,the customer’s account to achieve product configuration. In order toexpand the bank better peripheral business, suggesting that bank’s market competitiveness,put forward "greater external, small core" thought. For the accounting system of bank is theequivalent of bank internal accounting system, which acts as a bank account customization,detailed accounting, comprehensive accounting function, realize the banking system statisticsledger and general ledger, general ledgerand subsidiary ledger of inspection, so as to achievethe bank assets and liabilities and owner equity balance also more realize the transfer betweenbank internal accounting (e.g. financial interbank deposit) and liquidation function.Bank accounting system mainly includes the internal accounts, clearing, day endbatch processing. Internal account refers to the bank’s internal subjects of accounting, theaccounting function scope is wide, the purpose is to adapt to changing business needs banksvaried. The business scope of the internal account processing mainly include: the allocation offunds, lending business accounting, the owner’s equity accounting, the accounting of fixedassets, the profits and losses of accounting. Liquidation refers to funds between banks,branches of transactions between generated funds allocated for settlement. Clearing businessscope mainly includes: clearing account management, real-time position query, businessamount of control, real time control etc.. Daily batch processing is processing accounting fordaytime on-line internal accounts, clearing trades.In order to better internal accounting management of the bank, so as to set up thecorresponding accounting system. The day online transaction to achieve the correspondinginternal accounts and liquidation management, night day end batch liquidation, for daytimeaccounting provision, interest settlement, and a corresponding report, and support for7*24hours service.