The Analysis Of Maternity Insurance Law

A new birth is such a sacred thing. It can also be thought as a symbol of the continuity of a family and the beginning of a woman as a mother. Women are pregnant for ten months in order to lead the children to the world. They tend the babbling children who gradually grow to the aspiring youth who can make contributions to the society. Women’s reproductive ability not only brings a new life to ordinary families, but also provides the hope of reproduction of labor to a nation.So people should protect and attach the importance to women’s reproductive rights.However, there exists the inequality between men and women in the society because women shoulder the burden of fertility. Some students who just graduate from universities are likely to get married and to be pregnant soon, therefore some companies do not recruit unmarried women. Some companies will even rule out them.Some pregnant women are still struggling to work in order to support their lives.Some of them will even be fired by some companies. That kind of employment inequality even inequality socially brings discrimination and exclusion to women who play an important role in human development.Maternity insurance comes into being as a kind of social insurance of women’s reproductive rights. It is the basic life guarantee for women fertile staff so that they will not lose job or reduce income because of fertility. It is a recognition of women’s reproductive value. Maternity insurance, which embodies a social compensation to women is also a recognition and support for women’s residual rights and interests. It is also an important step for improving population quality and ensuring normal fetal growth to make children win on the starting line.In reality, however, we can find that the development of birth insurance is incomplete. It is just like an immature kid who needs to be adjusted and improved gradually. The legal norms of birth insurance are laggard and the effectiveness is lower than the unified national legislation. The legal norms of birth insurance are still proposals and have no progress for a long time. The scope of birth insurance isnarrow but it only has been implemented in a few areas. So it is difficult for the poor families to enjoy treatment of birth insurance. The social pooling level of birth assurance is low which makes the difference of birth insurance fund become large,and it is unfavorable for the effective use of funds and the promotion of birth insurance. The birth insurance level is not high, which can’t reach the aim of birth insurance. There are many problems in the supervisory measure of birth insurance fund. That led the misappropriation of funds to abuse.Therefore, the issue of solving maternity insurance has been put forward and a set of integrated Guidelines of Maternity Insurance should be established in order to strengthen the legal effect of maternity insurance and improve social poor pension.Meanwhile, we should optimize the application condition of maternity insurance,expand coverage and bring male workers, rural women and non-occupational women in cities and towns into the scale of maternal insurance. We should also strengthen the government responsibility improved by the level of maternal insurance, intensify the government support and capital investment and strengthen the construction of supervision organization. The treatment of maternal insurance should be improved scientifically to adapt to the market economic development and we should try to satisfy fertility women’s needs. It is necessary that fund supervision means should be completed. The supervision of Deputy to the National People’s Congress and the whole society should be intensified and the corresponding people’s legal responsibility should be affirmed. The fund of maternal insurance should be used in places really in need. Therefore, maternal insurance will become a social welfare that benefits all the women and citizens.