| With the development of the Chinese film industry, the market has been gradually mature, the direction of the industry development gradually clear in recent years. As the culture industry is booming and people’s living standard gradually improves, we can predict a bright future of the film industry. As a kind of special commodity, however, this product may be exposed to all kinds of risks during the production, distribution, screening and the whole lifecycle of the product development, thus we need to take measures to manage these risks and try to reduce the uncertainty in this process. And among all the methods to manage risks, we have found that insurance is critical. American movies insurance system is one of the world’s oldest and most perfect effective film insurance mechanism, it can effectively ensure the security of film professionals, provide the completion guarantee, make the film financing more convenient, control and promote the development of the film industry. In the process of establishing the insurance system in our country, we need to refer to the development experience of Hollywood movie insurance, for there is the high reference value there.This article selects the accident that occurred in 2013 during which Paul Walker who is the major actor in the movie "Fast and Furious 7," died in an car accident. We can find the critical importance of the film insurance, also called "completion guarantee" through introducing the role played by insurance during the later shooting of the movie. And we can also learn some experience from them to establish our own insurance system of the film industry... |
