Research On Risk Control Of The Basic Medical Policy For Urban Workers

As a major component of the social insurance system, the effective operation of health care system, not only can effectively maintain social stability, and can rise to adjust the effect of social justice. To motivate the benign development of the economy, maintaining social order of harmonious stability and play a decisive role. At the same time, because of the situation of the medical insurance system in the face of complex, the management difficulty, according to the actual situation of oneself in every country in the world has taken a different health insurance policy. To ensure the health of the people, improve people’s quality of life, has played a huge role, is one of the major achievements of the social security system.In 2000, the system of medical insurance for urban workers, the launch of the passengers 14 years, expanding coverage. From the town of on-the-job and retired staff, to the individual personnel of flexible obtain employment, reduce the medical burden of the ginseng protect people earnestly. But as a wide range of public social policy, health policy also faces economic, moral, natural and political aspects of risk, how to control these risks successfully, good operation, produce the best social benefit, is the health policy makers and health operation management unit problem urgently to be solved. In order to improve medical insurance policy risk prevention ability, give full play of the effectiveness of medical insurance policy, read this article, through the policy of worker health care over the paper, methods of sampling survey, obtain the actual circumstances of the health policy practice, the analysis provide reliable data for this article.This paper mainly adopts literature review method, chart analysis, questionnaire investigation and case study method integrated use of analysis. At home and abroad on the study of the theory of the risk prevention for urban employees’medical insurance, based on the use of rational policy decision-making model, agent theory and equity theory, this paper introduces the basic situation of our country medical insurance policy, the passengers, for example, on the current policy of medical insurance operation status were analyzed. In addition, this paper analyze the influence factors, and improved the traditional research of "question and answer". To our country the type of health care policy risk, policy risk, and risk control method is studied. On the basis of current situation analysis and research, this paper also attempts to explore the scientific decision-making to improve medical insurance policy, make the future medical insurance policy more scientific and reasonable, reduce the risk of health care policy.