Research On The Control Of Medical Insurance Expenditure For Urban Workers In Liaoning Province

In 1998,the government formally established medical insurance system for urban workers.Liaoning Province also starts to the reform of medical insurance for urban workers in 2001.In the reform process,expanding population coverage,improve the level of funding.In actually solve the problem of the worker when to see a doctor.Because of system of medical treatment insurance establish is late,so it has many insufficiencies,in the process of reformation of these deficiencies gradually revealed,including medical treatment cost increase too fast this problem,and has become the now needs to solve the problem.However,the management system and technology in backward conditions,the control of medical cost increases have not been improvement,and has been an upward trend.Medical insurance cost increases by the controllable and uncontrollable cost increases both the cost increases pose.This paper analyzes the factors that control cost increases,respectively,both supply and demand from medical insurance to start,use of relevant economics,econometrics,health insurance related theories,from Liaoning Province,medical insurance for urban workers,the reality of supply and demand for medical insurance both associated constraints,control,incentives,to reduce medical expenses,control medical care costs increase.To demand side of health insurance,give more information,education,to encourage the correct and rational use of medical resources,to avoid over-treatment.At the same time will be aging,personal medical accounts,changes in disease spectrum,four methods of payment and other factors explain the pros and cons,analyze its growth in medical insurance costs and the role played by control.To supply side of health insurance-related constraints,improve the professional ethics and service quality,demand-side to avoid inducing unnecessary medical spending.And the per capita cost of inpatient care,the introduction of new technology and equipment,drug prices and other factors were analyzed to find the link between medical insurance cost and control,and thus to control cost growth.Finally,to the current system will have loopholes and lack of a recommendation to improve the medical insurance system,improve the relevant supervision,management,the real cost of rapid growth and to solve "see doctor difficult and see doctor expensive" issue.