Research On The Development Of Small And Medium Sized Finance Leasing Company

Financial leasing industry in recent years in China developed very rapidly, as of the end of 2014, China’s registered the financing lease enterprise altogether 2045, than by the end of 2013 increased 959, an increase of 88.3%, up 12.9% over 2013. The total assets of the financial leasing enterprise is almost 1100 billion RMB,26.2% raised from the same period in 2013.The financing lease in recent years, the rapid development in our country, the rapid rise in the scale of assets, but the current situation, this momentum will continue to maintain. Why in recent years the development of financing lease so quickly? Way of financing lease business in China belongs to the "new things", the time is short, the phase of the explosive growth is normal; and secondly, it is the most important reason, financial leasing is true for small micro enterprise services to meet their financing needs. Unlike traditional bank credit services, financing lease don’t need small and micro enterprises have collateral, lowering the most critical threshold, it is not difficult to understand why small and micro enterprises engaged in by the choice of financing lease to expand their business.China’s financial leasing industry in such a rapid development, the broad market and good prospects of course, attracted the attention of a large number of capital. Of these capital, there are large, medium and small. If backed by state-owned banks, large state-owned enterprises, listed companies, of course, will greatly assist in the development of financial leasing companies, but those distinctive, specializing in the market in a certain field of without any background, did not help small and medium financial leasing companies, how in the fierce competition and fight for a place it? In the financial leasing industry, a Finance Leasing Company can develop the key to see two points:first, can get the cost is low enough, the number of large enough capital; second, can find a quality project. And for small and medium-sized Finance Leasing Company, the first point is the development of the top priority.The first part starts with the background and significance of this paper, introduces the research status of financing lease at home and abroad, as well as the significance, content and methods of this paper.The second part introduces the current situation of domestic and foreign financial leasing business development, analyzes and compares the advantages and disadvantages of the financing lease and other financing instruments, and discusses the influence of domestic and foreign policy on the financing lease industry.In the third part, through the actual case of LH Leasing Co., Ltd., analysis of the difficulties and constraints of the development of the Finance Leasing Company in the development of the difficulties and constraints of the in the business. Puts forward the method to solve the problem of the development of small and medium sized leasing companies.The fourth part discusses the future development of the road and the direction of the small and medium-sized leasing company.The fifth part is the conclusion.