Research On The Development Of Rural Financial Market

In recent years, the State Council and the People’s Bank of China, China Banking Regulatory Commission has developed a series on rural financial system reform and improve policy measures, such as "deepen reform of rural credit cooperatives," the "reform of rural credit cooperatives funds to support program implementation and assessment guidelines "," a number of opinions on the adjustment of the relaxation of banking institutions in rural areas access policy, and better support for the construction of a new socialist countryside ", etc., all regions to effectively promote rural financial system reform, rural financial sector get a larger development, but with the positive development of modern agriculture and building a new socialist countryside objectives and requirements as compared to rural financial development still exists a big gap. Outstanding performance in the lack of effective supply, market competition is not sufficient, the efficiency is relatively low, you can not effectively meet rural development, agricultural production and rural incomes realistic demand for financial services.After the study found that property rights model of rural cooperative financial, product and external environment and innovative business model, will give the rural financial market greatly improved space.This paper argues that, as such a large agricultural country, a major agricultural province of Yunnan, rural finance business will maximize the benefit of the peasants, worthy of study and put forward in the development of new paths and new strategies. Eighteen Japanese eighteen Third Plenary Session was held, clearly and vigorously support the development of SMEs and financial institutions. Faced with unprecedented in the history of the development of rural finance major initiatives, as well as unprecedented opportunities for development, means that the needs and the challenges of rural financial services and the like. Objective environment demands that we must change the concept of innovation development.General Secretary of the sentence is nearly flat worth thinking about, that is "well-off not well-off, the key to the villagers," although this sentence is very simple, but profound meaning which contains very rich. This paper tries to pass on foreign rural cooperative financial model and Preliminary research, combined with the current situation of the country and mainly in Yunnan Jinghong Minsheng Rural Bank cooperative financial business innovation, for example, put forward some innovative ideas and measures, trying to make the rural cooperative financial better for rural finance, farmers people services.