Study On The Development Problems And Countermeasures Of Rural Commercial Bank In Iexiu City

Rural finance is an important part of China's financial system.Whether rural financial market can develop healthily is directly related to whether China's rural economic construction can achieve good development results.At present,China is in a critical period of comprehensively deepening reforms and implementing the rural revitalization strategy.A sound rural financial system and a healthy rural financial market will certainly provide important support and guarantee for the implementation of the rural revitalization strategy.As an important participant in the rural construction of rural areas,rural commercial banks are reformed by the rural credit cooperatives according to the needs of the development of rural financial markets.They promote the development of regional rural economy,improve the rural market and rural financial system,and accelerate the pace of agricultural transformation.Serving "three rural" and other aspects plays an important role.Therefore,the sustainable development of rural commercial banks is not only their own development,but also related to the stability and development of society.In recent years,although rural commercial banks in China have achieved good development results,they still face many development problems behind their effectiveness.This paper takes rural commercial bank as an example.Through collecting and sorting out the research experience of relevant scholars at home and abroad,combined with relevant theoretical foundations,this paper analyzes the development status and existing problems of rural commercial banks in a detailed and detailed way.Incentive policies,create a good development environment;improve the corporate governance structure,establish a standardized operation system;formulate a rational development strategy,explore a scientific development path;strictly implement regulatory requirements,establish an effective mechanism for risk reduction;grasp the battlefield of the three rural businesses,seek long-term The development of the foundation;the improvement of the level of innovation work,the provision of strong development momentum and other six aspects put forward the countermeasures and suggestions to promote the sustainable development of rural commercial banks,hoping to provide reference value for the sustainable development of rural commercial banks.