Research On The Risk And Countermeasures Of Yiyuan County Rural Finance

The rapid development of the rural economy cannot do without a sound and orderly financial market environment. Rural finance in providing important capital support and Follow-Up Services for rural economic development and at the same time, many problems exist in the market risk. Especially in recent years to accelerate the accumulation of rural financial risk, financial institutions had a high non-performing assets, increased operational risks, solution less, illegal private fund-raising phenomenon increased, the difficult problems of financial supervision. The development of rural finance not only directly affect the development of the rural economy, but also because of the highly contagious financial risk, the local financial risk is likely to spread to the entire financial market, affecting the economy and financial order.In recent years, Yiyuan county will advantage enterprises to the capital market, and put forward the higher request to the financial market environment and financial order. However, since 2009, there are many problems in rural financial capital arrangement, organization operation, competition order etc.. In this paper, based on Yiyuan county rural economic development environment, to explore the problems in the rural finance, put forward effective measures to prevent the financial risk happened, for coordinating urban and rural economic development, promote the adjustment of the economic structure of the county, has an important significance to narrow the gap between urban and rural areas. In this paper the theory of financial risk management on the basis of the analysis, combined with the face of rural financial market in Yiyuan County in the state, and the specific financial risks of specific performance such as types, forms, characteristics and other phenomena, reasons for the Yiyuan County Rural financial risk has carried on the thorough analysis, finally puts forward the rural financial risk prevention measures. The first part is the introduction of this article, mainly introduces the background of the risk of rural financial market, and this topic research significance, the content, the innovation and the deficiency; the second part discusses the management of financial risk, financial risk, financial risk and the domestic and foreign research review in theory, including the financial risk the basic concepts and types of financial risk, management theory and research at home and abroad; and the main risk in third parts of rural financial development status of Yiyuan County, expounds the development situation of rural finance in Yiyuan county and the characteristics of the specific performance; the fourth part has carried on the analysis to the reason of the occurrence of various types of risk in the financial market in rural areas of Yiyuan county and the causes of rural financial risk from multiple perspectives. The fifth part measures for Yiyuan County Rural financial risk, from financial institutions to improve the management and service, develop rural financial market, vigorously develop the rural economy, regulators to strengthen supervision and other aspects to strengthen the construction of financial.Although this paper Yiyuan rural financial markets made a number of specific risk prevention measures, but the rural market risk factors are many and complex financial happened, if we really want to establish a sound rural financial markets, specific risk prevention measures are needed continuous adjustment.