Research On Crisis Countermeasure Of Commercial Banks Under Internet

This article hopes to learn from Western developed countries, commercial banks crisis management experience, combined with China’s national conditions, China’s state-owned commercial banks in crisis management system and in-depth study to identify the network environment, the characteristics of China’s state-owned commercial banks in crisis management, analysis the problems of commercial banks in crisis management in the network environment, put forward countermeasures and suggestions of China’s commercial banks in the network environment of crisis management, to provide a reference for China’s commercial banks internal risk management, and preventive measures. For our government commercial bank crisis management, to provide a reference for the internal risk management of commercial banks in China.Text is divided into five parts:The first part is the introduction, the main point is higher than ever before with the dissemination of information on the speed and breadth, people’s access to information has become more convenient, more and more diversified, network media to communicate with other people, it can be virtually a completely different from the reality of the person’s identity and characteristics, the network group incidents along with a virtual component, but its social effects actually exist, it can not be ignored. The role of media in people’s daily life has become more prominent. Crisis management refers to the organization to cope with various crisis situations, information collection, information analysis, decision-making on plans to develop steps to develop, and resolve processing, dynamic adjustment, experience and the whole process of self-diagnosis. Crisis management is to timely and accurate information, decision-making and implementation, effective in preventing the occurrence of the crisis, the scale of the crisis, and properly handle the crisis situation, to minimize the likelihood of the crisis and possible loss of control after; The second part introduces the commercial bank crisis management theory including China’s commercial banks risk management, risk management of China’s commercial banks facing six; The third part is a commercial bank risk factors analyzed in the Internet accomplished with an overview of the commercial banks in China, to clarify the source of the risk management of commercial banks, the basic principles of the management system framework and risk management, so that reading can understand the structure of commercial banks risk management. The importance and urgency of China’s commercial banks risk management is increasingly prominent with the full liberalization of China’s banking industry. Commercial banks and risk management capabilities determine the success or failure of the commercial banks, whether they can as soon as possible to improve risk management, reduce risk and achieve healthy development, a serious issue is placed in front of commercial banks. fourth part is the analysis of the issues raised by the previous chapter, the China’s commercial banks need to be resolved these problems, that is, the need to strengthen risk management of commercial banks; With the continuous development of human society, the crisis has become the norm from the past sporadic. With the further deepening and development of China’s economic and social transition, from the breadth, the reform has been involved in the economic, political and cultural fields, from the depth, the reform has touched people all specific economic interests; along with the dissemination of information in terms of speed and breadth than ever before, people’s access to information has become more convenient, more and more diversified, and the role of media in people’s daily life has become more prominent. In this context, the leader in crisis prevention awareness and crisis management capability is particularly important. Leading cadres able to remain calm when the sudden outbreak of the crisis, to take decisive measures can always control the overall situation, and properly handle the crisis, is able to establish a good image in the minds of the broad masses of the people, to enhance its authority and the masses of trust in government. Therefore, the fifth part is to improve the structure of the risk management of commercial banks from the start, according to the issues raised by the Chapter to solve these problems, to improve the organizational system of commercial banks, and establish appropriate systems and building infrastructure the main countermeasures to the issues raised in this article.This paper clarifies the source of commercial bank crisis management, crisis management and crisis management framework follow the basic principles on the structure of commercial banks in crisis management; strengthen commercial bank crisis management necessity; combined with the network environment characteristics, proposed to increase the commercial banking crisis management awareness, strengthen commercial banking crisis prevention and control capabilities, enhanced anti-crisis capacity of commercial banks to strengthen the commercial bank risk management and standardize the development of online commercial banking and other solutions to this problem.