Study On Risk Control And Prevention Of Internet Banking

The 21st century, the science and technology of world are developing rapidly, the globaleconomic, social lifestyle and many other aspects of earth-shaking changes have taken place.In particular, the rapid developments of information networks on economic, cultural and otherfields have had a profound influence. Internet banking has been worldwide rapidly spread inthis context. As a new the emerging field of financial development in 21stcentury, internetbanking has become the commercial banks an important component of the survival anddevelopment, internet banking in China has begun to take shape after 10 years ofdevelopment. The development of internet banking, to change our traditional banking sector isrelatively inefficient operation and management processes and improves overallcompetitiveness, it speed up the internationalization process provides a good opportunity. Atpresent, Chinese commercial banks are already fully aware of the need for the developmentand importance of internet banking. However, with internet banking to the banking industryhas brought new ideas, new ways and new profits, while, it has also brought a tremendous andunprecedented risks. Therefore, paying attention to and strengthening risk control andprevention of internet banking have become a very important and difficult task era of theinternet banking industry.This paper is the development of my internet banking risks as a starting point, throughinternet banking risk identification, risk assessment, risk control and risk prevention measuresset out to study Chinese internet banking should be how to control and prevent it faces themain risks. First, describes the meaning of this research and study of the status quo at homeand abroad. Second, describes Internet banking and risk control in-depth study of relevanttheories, in order to lay the theoretical basis for study of the full text. Again, through anadvanced Internet banking experience in risk control induction, analysis, and strive to come tocontribute to our Internet banking risk control reference, approach. Then, mainly on Internetbanking risk identification, risk assessment, risk control and prevention measures in detail. ByInternet banking risk identification and expounded our Internet banking risks currently facing,and then we put forward some practical risk assessment methods to measure the size of therisk, for risk control and management to develop the basis to prepare, build Internet bankingrisk control system, and act accordingly the risk prevention measures for Internet banking risks suppression and elimination of Internet banking risk. At last, makes an example of ourInternet banking risk control and prevention of a simple explanation.