Research And Analysis On Credit Pre - Business Management System Of Industrial And Commercial Bank Of China

With China’s accession to WTO, the world economy and China’s economy is in constant development, the development of information technology with after China’s entry into the WTO, gradually mature, every country informatization, meanwhile, has become a symbol of modernization level. Although our country’s information technology development, but in terms of finance and the developed countries still there is a huge gap. In the banking sector, one of the leading enterprises in the country’s industrial and commercial bank of China information, also the industrial and commercial bank of China has been gradually established global credit based information management system. This system is not perfect, however, there are a lot of loopholes and blind spots. These blind spots and vulnerabilities mainly embodied in the following six aspects:system management, customer management, business process, examination examination and approval, credit rating and risk early warning. The six aspects are still to be improved, especially in the aspect of customer management need to further strengthen, at the same time achieve the function optimization and business reengineering. Based on the above reason, the research and analysis the industrial and commercial bank of China credit information management system has very important significance, is also one of indispensable steps in the development of Chinese financial industry.This paper first introduces the industrial and commercial bank of China credit information management system of the research background and research status at home and abroad, also has been clear about the industrial and commercial bank of China credit information management system research and analysis the main content and main work I do. First, this paper analyzes the industrial and commercial bank of China credit information management system of business process, and points out the existing problems in the business, and to achieve the business process reengineering; Second, based on the function analysis has been clear about the original function, at the same time provide package diagram, including the overall figure figure and sub function package, including six plate package diagram:The child package diagrams of system management, customer management, business process, examination examination and approval, and credit rating and risk early warning; Third, this paper implements the data analysis, the establishment of a database table structure, the relevant entity class diagram is given. Fourth, the article finally, the article carefully summarizing the work, at the same time for the next step work is prospected.