Research And Analysis On Personal Housing Loan Credit Management System Of Industrial And Commercial Bank Of Nanlang Town, Zhongshan City

With the development of China’s economic construction, the economy continues to enhance. People’s living standards are steadily advancing to new heights. Along with rapid economic growth. China’s population are continually increases. With the new generation of married, the market size of real estate is constantly expanding. For this reason, personal loans work demands and pressures the bank is constantly increasing, the original mortgage process-based systems have been inappropriate because the current economic development, not only seriously low in work efficiency, but also in terms of risk control has long failed to meet today’s needs. Therefore, if personal loans improve work efficiency, improve risk control of the house mortgage is focussed on the development direction of the respective banks.Firstly, against the background ICBC Nan Lang Town, Zhongshan City of individual housing loans credit management systems are described, and analyzes the significance of this project and the current status of research and application, given the problems of the current system and after trends, and clearly the content and main thesis. Thesis on the current advantages of ICBC individual housing loans credit management system and inadequate organization, existing business processes carried out a detailed analysis, and the analysis presented by the optimized business processes; in functional analysis section, thesis use UML, use case analysis was carried out, given use case analysis chart of each function module, and a combination of use case descriptions, clear the main business functions of the system, once again, the paper through the use of UML research and analysis, are given overall system function package diagram and sub-function package diagram; in the data analysis, the paper by using the thumbnail form, the data needed for processing each function system are analyzed and the entity class diagram, and the establishment of appropriate The database table structure; and finally, the paper did research and analysis are summarized, pointing out that the system needs improvement, and further work in the future.