Bank Card To Represent The Development Of Electronic Money Empirical Inquiry

Emergence of electronic money is the inevitable result of social progress and economic development, which governments have reached a tacit consensus on. And the results of the Internet as an electronic money important financial development appears-a computer and Internet technology, electronic pulses, said electronic digital as a symbol, to break the constraints of time, more convenient to use, and low costing,which can exercise the functions of traditional monetary character.In general y, it is subject to a high degree of attention, continuous heat on.On the current development of China’s Internet banking to bank card electronic money represented by empirical exploration of ideas, processes and main conclusions and outlook are as follows:Firstly, the background and significance of the development of electronic money starting, clear the necessity and rationality of this study combined.Then, the paper a lot of literature, theoretical models for system combing, the theoretical basis of this study, to ensure that the scientific nature of this study. Also, because there’s a lot of literature about the theoretical analysis of the electronic money has had a lot of detailed and comprehensive presentation, but the focus of this paper is that the quantitative analysis, empirical analysis, so (as defined herein for the basic theory of electronic money electronic money classification, characteristics, etc.) are not comprehensive and systematic introduction, here there is only the theoretical concepts studied and closer relationships or relatively new, research results, and other limited review analysis, the length and energy focused on quantitative analysis, Empirical Analysis on.Secondly, from the basic theory about the status of bank cards as well as the development of China’s bank card, based on the basic surface during the build index system, an empirical inquiry deep level.Thirdly, the paper screening studies on Bank of Communications as a case demonstration, specifically to study the role of traditional banks play in the development of the bank card industry and problems.Finally, the actual case studies theoretical and empirical analysis of the conclusions resulting conclusions compared with the previous chapters, in this paper, while testing the model selected indicators and the scientific validity of the results in line with China’s actual situation and conclusions prospect.Difficulties of t his paper is to construct a reasonable indicator system and empirical analysis. This article focuses on the theoretical analysis and empirical inquiry combined. The innovation of this paper is to build a new index system.This paper studies suggest that:our traditional banking has taken positive and effective response measures to force leveraging the electronic money within the banking industry’s impact on our traditional strength as promoting reform and innovation, to achieve a breakthrough, the successful transformation; electronic money in our country and rapidly popularity for help accelerate Chinese economic development. Meanwhile, the paper also found that some of the shackles of the development of China’s bank card, a serious problem restricting the popularity of electronic money, and put forward politic recommendations and the prospects for future research.