Financing Mechanisms Of Supply And Demand Study Of Farmer Cooperatives Of Shandong Province

Farmer cooperatives is based on the rural household contract, the provider of similaragricultural production operators or agricultural production and operation of similarservices, the use of those resources in a joint, mutual economic organization ofdemocratic management. In recent years, the rapid development of the national farmercooperatives, as of the end of2012, Shandong Province, the economic organization ofvarious types of agricultural cooperatives has grown to69,880, which has been registeredin the business sector amounted to65,828, the competent department of agriculture hasbeen identified as a demonstration clubs up to8760are in the forefront of the country,they form the healthy development of agriculture and rural prosperity and stability forfarmers’ income contributed. However, in their formation and development process alsoencountered various problems and difficulties, bear the brunt of funding, shortage of fundshas seriously restricted the sustainable development of play and its functions. In view ofthis, in-depth study of farmers’ professional cooperatives financing problems of supplyand demand mechanisms have practical significance.In this paper, based on cooperatives theory, the integrated use of data collection,analysis, field survey methods, a comprehensive exposition of the farmer cooperatives inShandong Province Construction and development financing demand, from both internaland external aspects of analysis of the supply and demand of farmers’ professionalcooperatives financing causes of conflict, drawing on the experience of supply anddemand at home and abroad on the basis of co-financing on the proposed targetedscientific construction financing farmer cooperatives supply and demand mechanismssuggestions.The main conclusion of the studyFirst, through the investigation, at present, Shandong cooperatives incremental andexpanding coverage, mostly farming, aquaculture-based, co-operation and servicefunctions tend to improve, led many people were farmers, developing effective generallyfaced shortage of funds Trade financing mechanism is not perfect;Second, analysis of the causes of financing farmer cooperatives supply and demand: internal reasons-cooperatives can improve their system building lack collateral, bankloans hard to put legal status is not clear enough, cooperatives operating efficiencyfluctuation instability; extrinsic reasons: financial institutions, commercial operating ruleshighlights, outstanding agriculture-related financial support policies to improve ruralfinancial ecological environment construction lag, agriculture-related financial regulatorysystem is not perfect;Third, through research, the supply and demand mechanism farmer cooperatives tobuild financial measures: on the one hand to regulate members access system, improve themechanism for the distribution of benefits, broaden diversified financing channels; handto improve farmers’ cooperatives and agro-based credit insurer construction,agriculture-related financial institutions to improve the quality of services. Pass legislationto protect the financial industry collaboration, innovation of agricultural land contract andmanagement right mortgage loan system.