Research To Status And Development Obstacles Of Urban Basic Medical Insurance

As a core sector of social security system in China, Medical Insurance play an very important role in maintaining the health of people and social harmony and stability. After more than ten years exploring and reforming, at present, China has established a coverage of urban workers, urban residents and rural residents of the basic medical insurance for urban employees, basic medical insurance for urban residents and the new rural cooperative medical care, achieving the full coverage of medical insurance from the system side. Meanwhile, in the process of implementing and developing the basic medical insurance, it has also exposed some problems, mainly has the medical costs continue to rise, medical insurance has not yet covered all the people, medical agencies handling ability is insufficient, and the system interface of the three nets of basic medical insurance in China.This paper will be based on the public management theory, public policy theory and social security theory, through the study of the practice of medical insurance in Western developed countries and the reformation, evolution of medical insurance in China. The town of Jiangxi province Shangrao city basic medical insurance10years reform mode and development course, obstacle factor analysis of the main problems and hinder the development of the medical insurance, by reading literature, field survey method, comparative analysis, put forward their views and suggestions for the reform and development of the basic medical insurance system. This paper is divided into6chapters, the first chapter is introduction; the second chapter is the theoretical basis of urban basic medical insurance system; the third chapter is the basic medical insurance for urban history and current situation of the development of Shangrao city; the fourth chapter is the main problems and causes of Shangrao city basic medical insurance; the fifth chapter is the countermeasure to solve the Shangrao city basic medical insurance; the sixth chapter is a conclusion and prospect.