The Research Of Wuhai Bank Branch E-banking Development Strategy

Facing the wave of global economic integration, as well as the rapid development of Internet, makes great changes happening in the financial sector, and between commercial Banks are also facing increasingly fierce market competition environment. Electronic banking for its efficient, fast, the prominent advantages of low cost, are making electronic commercial bank in the bank, which is the core of the strategic development goals. Therefore, how to quickly adjust business development ideas, play their own advantages, bank makes occupy a place in the competition in the development of electronic banking.Taking wuhai bank electronic bank business as the research object, in the thorough analysis in wuhai, the electronic bank. The development of the status quo, on the basis of the wuhai in the electronic bank business in some of the problems are analyzed, and then puts forward the specific scheme on wuhai bank electronic bank business. Article first explain the paper research background and significance, research methods and main content, on the basis of this review sums up electronic banking business concept and the classification, characteristics and risks, and expounds the significance of electronic bank to commercial bank business. Secondly, according to the situation of wuhai bank electronic bank business development this year, through data collection, compared with domestic and foreign Banks, and find out the current wuhai existing in the development of electronic banking business, and find out the cause of the problem. Again, designed the optimization strategy in wuhai bank electronic bank business development plan, wuhai bank electronic bank development goal are analyzed, countermeasures and the main content. Finally optimization strategy to wuhai bank electronic bank business development plan of implementation and safeguard measures are discussed, from the optimization of organization structure and perfecting the system construction, strengthen customer manager team construction, perfect after-sales service system, using technology to simplify and optimize the process and so on the relevant guarantee measures are put forward.This article not only found in wuhai in the development of electronic banking business process existing problems, and on the analysis of the electronic banking problems, on the basis of analyzing the cause of the wuhai bank electronic bank business development has carried on the design scheme, and the design scheme of electronic banking development feasible protection measures are put forward. About wuhai bank electronic bank business development has great promoting effect, also for other electronic banking business of commercial Banks has a certain reference.