| To integrate theory with actual scientific principles guiding the basic trend of thedevelopment of rural financial, based on the reality of the financial ecologicalenvironment, from the path of financial development and rural financial ecologicalenvironment evaluation two aspects to consider the three northeastern provinces ofrural financial development of the status quo, and departure from the "bottleneck"problems faced by rural financial development of the region to establish around thefinancial markets of structural adjustment, improve the efficiency of agricultureservices and extended external support three levels of the proposed framework, inorder to support the three northeastern provinces of rural financial The system reformrationalization reference for the effective progress of the construction of the nationalrural financial system to provide the necessary evidence of the side. This article inaccordance with the predetermined research framework for the overall developmentof China’s rural financial northeastern provinces financial development and ruralfinancial ecological environment in the three northeastern provinces.This paper attempts to answer the following two aspects:1) based on the development trend of China’s rural financial objectivedescription of the three northeastern provinces of rural finance development path, andtry to tap the reasons for the development of its financial predicament.2) based on the three northeastern provinces of rural financial ecologicalenvironment, effective perspective of the region "bottleneck" in the process of thedevelopment of rural financial rationalization proposals in the framework ofsupporting the future of the three northeastern provinces of rural financial reform, asthe basis for the establishment of order in the rural financial boost steadily to achievethe economic goals of the "12th Five-Year Plan" of the three northeastern provinces.Structural arrangements, the first chapter of the preamble, pointed out that the research background and significance of research ideas and innovations, as well asthe framework and specific ideas; rural financial development status of the threenortheastern provinces from our overall rural financial development trend starting tocomparative analysis of the three northeastern provinces of rural financialdevelopment path, and try to tap the rural financial development is lagging behind inthe three northeastern provinces of deep-seated reasons; Chapter three northeasternprovinces of rural financial ecological environment evaluation, to be active from thefinancial ecological rural financial credit structure and agro-efficiency analysisnortheastern provinces financial market capacity, market coverage, credit ratio andagriculture services efficiency is the lack of perspective in the course of itsdevelopment objective look at the development of rural financial plight of the threenortheastern provinces; perfect three northeastern provinces of rural Chapter the basicrecommendations of the financial system, in respect of regional rural financialdevelopment process targeted market restructuring and efficiency of agricultureservices to enhance and external support rationalization of construction frameworkbuilt from three angles, to help solve the current development The predicament faced;Finally, the concluding part of this article, the basic conclusions of this paper is tosummarize and generalize.Analysis surviving less than three northeastern provinces of rural financialmarkets, basically similar to the problems with the current rural finance in China as awhole, unbalanced regional development, the farmers farming of high systemic riskseriously affect the launching of rural financial services, savings and loan than thegap between the zoom will also hinder the perfect construction of the rural financialsystem; the northeastern provinces provinces are varying degrees of multi-level, avariety of moderately competitive rural financial market is not yet perfect,commercial banks and rural credit cooperatives monopoly The rural financial marketsituation persists; generally insufficient supply of financial services in rural areas;loan-to-deposit the difference in the three northeastern provinces, there has been acertain degree of deterioration; forces thin new-type rural financial institutions andother issues. Based on the three northeastern provinces, the next three provincesshould support three specific aspects of the market restructuring, supporting agriculture efficiency and external efforts to solve the difficulties faced by ruralfinancial development, and promote the upgrading of the rural financial support ruraleconomic development efficiency. |