Correlation Of City Commercial Banks And Local Economic Growth

City commercial bank is the bank in the financial system is an important part ofits predecessor is the early urban credit cooperatives. With the deepening of theeconomic and financial situation, city commercial bank plays a more and moreimportant role in the local economy. Support for urban infrastructure construction,support local small and medium-sized enterprise development, for the government totroubleshoot, maintain social stability, and so on, city commercial Banks in these’srole and influence is more and more irreplaceable. At present, the yunnan provinceenter industrialization accelerating transformation, urbanization, marketization andinternationalization development critical period, the construction of kunming becomeimportant bridgehead "open to the southwest China" regional international city. Inunder the guidance of the strategy of "bridgehead", yunnan finance will also usher inrapid development, city commercial bank’s development research will also becomethe main target of the local financial system construction. As yunnan local citycommercial bank, Fudian bank in the context of the financial and economicdevelopment, how to kunming region economic growth plays a role, its mechanism ofaction of local economic development has a how to guide, will be the focus of thispaper.In this paper, it combed in chronological order the relationship between financialdevelopment and economic growth at home and abroad and city commercial Banksand local economic growth related theories and literature, and the research status ofrelated literature, views and disadvantages are reviewed, and then on the relationshipbetween the city commercial Banks and the local economy growth theory analysis,mainly includes the "growth pole" theory of local economic development and theendogenous mechanism of local financial development and economic growth,financial support of local economic development theory and institutional changetheory. On the basis of theory, the city commercial Banks and the interaction between local economic growth and its influence for qualitative analysis.Then data Fudianbank and kunming region to obtain the possibility of building reflects the citycommercial bank data associated with the local economic growth indicators, usingmeasurement method, Then use the of data Fudian bank and yunnan Kunming, regionto obtain the possibility of building reflects the city commercial bank data associatedwith the local economic growth indicators, using measurement method, on therelationship between the city commercial Banks and economic growth has carried onthe empirical research. The results show that the city commercial bank mechanism isoptimized effect on local economic growth; City commercial bank development andlocal economic growth is mutual promotion effect; City commercial bank systemvicissitude of local economic development has a role in promoting. Finally, theempirical results, on the basis of summary and cause analysis, combined with Fudianbank and the specific situation of the development of the yunnan kunming region, putforward for promoting the development of the city commercial Banks and the localeconomy policy Suggestions: first, adhere to the "service, service for small andmedium-sized, public service" of market positioning, enhance the endogenousmechanism of local economic growth; Second, vigorously promote financialinnovation, realize the coordinated development of itself and the local economy;Third, relying on local economic development strategy, properly conductedcross-regional business.