The Research Of Centralized Regulatory Approach In Jilin Province Branch Of The Agricultural Bank

The global financial crisis in2008, caused a serious negative impact on the country’s economic andfinancial system. The internal and external situation of the complex and volatile broader requireOperational supervision of the Agricultural Bank more difficult, higher standards and requirements. Thispaper focuses on how to build in the new era the modern operator to meet the Agricultural Bank of theregulatory system, and provide a solid foundation to promote the transformation of business operations,building a modern operating regulatory system has become an important task of the Agricultural Bank ofimminent. Agricultural Bank of innovation in the operating system, the proposed "three centralized” system:centralized operations, centralized monitoring, and centralized authorization. Centralized monitoring as a"in three centralized" core, plays an important role in the building of the Agricultural Bank of operationalregulatory system. This article through the research of the centralized regulatory mode of Jilin Branch ofAgricultural Bank, hopes to play a role of the draw, the construction of the system of internal control ofcommercial banks to improve and develop the supervision of commercial banks operating. At the sametime, a sound regulatory system of commercial banks operating conducive to guard against financial risks,the modern market system.This paper describes the theoretical basis for the supervision of commercial banks operating; SecondProfile of Jilin Branch of the Agricultural Bank are presented in this paper, and the Agricultural Bank ofoperational system construction,"the three focus" the status quo and the relationship between centralizedoperations, centralized supervision, centralized authority; Jilin Branch, Agricultural Bank operationalregulatory system shortcomings, combined with the advantages and disadvantages of centralizedsupervision of the operation of the regulatory system in Jilin Branch, Agricultural Bank, the main measuresand proposals to strengthen the supervision of commercial banks operating. The context of this article tothe operating system of the Agricultural Bank of Jilin Province Branch three centralized ", focuses on acentralized regulatory model, in order to put forward proposals and measures to strengthen the supervisionof commercial banks operating. After a lot of literature to read based on the statistical analysis of the data,quantitative analysis and qualitative analysis of the combination method to analyze the pros and cons of theAgricultural Bank of centralized supervision.In this paper, by analyzing the Jilin Branch of Agricultural Bank of centralized regulatory model, putforward recommendations to strengthen internal control of commercial banks: improving operationalregulatory organizations and responsibilities system; strengthen the operational supervision; improve theoperational supervision of incentive and restraint mechanisms; establish operational regulatorycoordination mechanism. I hope this study the internal supervision of the commercial banks to play areference.