Analysis On The Demands For Social Endowment Insurance System Of The Rural Birth Planning Family

The family planning policy in China has a history of more than30years in countryside, now many family planning couple have been starting to enter the stage of aging, Compared with the non-rural birth planning family, rural birth planning family are scarce in Family endowment resources as the reduced their children, Therefore social endowment insurance of rural birth planning family has become one of the focus of academic circles.Aim at the social endowment insurance system of rural birth planning family, the existing research has achieved fruitful results,however, on the standpoint of the system designer,Most of scholars studied the social endowment insurance system of rural birth palnning family on the point of up-down view and using qualitative research method,therefore they ignored the actual demands of rural birth palnning family.Thus probing into the demand for social endowment insurance system of rural birth planning family,it would be has important significance for achieving the institution fairness,balancing supply-demand equilibrium for system,improving the system of rural social endowment insurance system,building a harmonious socialist society.This article is a stage achievement of the national social science fund:"famer need-oriented reseach on rural social security system", what’s more, the data and interview used comes from the firsthand which was made by study team in2011in Zhongxiang city, Hubei province. Sorted the data and interview, the author described the demand of social endowment insurance for128samples of rural birth palnning family through four points:the mode to participate, pay cost mode, payment mode and fund management.Then comparing the different views between the rural birth planning family and non-birth planning family, this study explored the public foundation of preferential policy for rural birth planning family. Once more, this paper analyze the effect factors of demand for rural birth planning family through the method of related analys and regression analysis.Finally according to the conclusion above,the researcher brought up some suggestions about perfecting rural social endowment insurance system. The main findings of this study are as follows:(1)Rural birth planning family’s demand for preferential system of social endowment insurance is higher.In practical terms,"The New Rural Social Endowment Insurance" is the main choice for the insured demand of the rural birth planning family, however, they need certain preferential policies when they paying and enjoying treatment, so that it can highlight the elderly care for the rural borth planning family; and there are no difference between famers in fund management.(2)By comparing the views of the rural birth planning family’s social endowment insurance system between rural birth planning family and non-birth planning family, it found that preferential policy had a firm public foundation in pay cost mode and payment mode.(3)The correlation analysis shows that the demand of participate mode of rural birth planning family is affected by age, literacy, physical health, political stations and the knowing about "The New Rural Social Endowment Insurance".And the demand of the pay cost mode is affected by age, literacy, the number of the labor force in the family, the evaluation of "The New Rural Social Endowment Insurance".Then the demand of the payment mode is affected by the personal economic level, whether there is elderly people in the family, family economic level, the knowing about "The New Rural Social Endowment Insurance" and the attention with"The New Rural Social Endowment Insurance".(4)Taking into consideration of personal characteristic, family characteristic and the system of notice, it finds that age is the only factor affecting the demand of participate mode of rural birth planning family. And the demand of the pay cost mode is affected by the age, gender, whether there are elderly people in the family, and the number of the labor force in the family.Age, literacy, the personal economic level, whether their children had gone to college or not have significant influence on the demand of the payment mode. Taking all this into account, it finds that personal characteristicn and family characteristic is the significant factors on the demand for social endowment insurance system of the rural birth planning family, but the system of notice does not affect their demand. Based on above conclusions, the author makes countermeasures and some suggestions, to improve the countryside old-age insurance system of rural birth planning family. For government, it must accelerate the pace in the combined rural family planning and family endowment insurance and "The New Rural Social Endowment Insurance"; then "The New Rural Social Endowment Insurance"targeted propaganda way, at the same time adopting preferential policies leaning for rural birth planning family. For rural birth planning family, change the traditional concepts of providing for age under the situation of fully playing the family endowment of resources. At the same time, increasing personal income of rural birth planning family, it can raise the payment level and improve the living standard.